Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Very good

5
Easy to apply for and use they keep you updated and informed of any changes and are always available to help you.the app is great and easy to use. Reviewed on: 14th January 2023
Alexander Stewart 's avatar
Alexander Stewart

Best credit ever I had

5
Best credit card ever I enjoyed . I built up my credit score . Reviewed on: 14th January 2023
Siva 's avatar
Siva

Simple, quick and manageable

5
Online service is effortless, the rate is competitive. I’ve never had to call the once for anything. All I need is online and can self managed. Reviewed on: 14th January 2023
Declend Northcott's avatar
Declend Northcott

No.1.

5
Always there when you need them. Reviewed on: 14th January 2023
Ken Gorley's avatar
Ken Gorley

The best

5
Brilliant credit card company it's got brilliant offers and good car finance too Reviewed on: 14th January 2023
Andy May's avatar
Andy May

Very good

4
Very good service easy to deal wirh would recommend to Reviewed on: 14th January 2023
Paul Wildner's avatar
Paul Wildner

Credit card

5
Really easy to apply . I like the fact the app notifies you whenever the card has been used , and in the app they offer more services, very well presented app and very useful Reviewed on: 14th January 2023
petecaine306@icloud.com's avatar
[email protected]

Bad credit

5
This is the only company that would touch me with a credit card when I needed one as I have had a bad credit rating over the last few year's,but I've been working hard to improve and it's going up. Reviewed on: 14th January 2023
Michelle Tock 's avatar
Michelle Tock

Flexible

5
Flexible, easy to use. Good customer service Reviewed on: 14th January 2023
susan.kelly1960@yahoo.co.uk's avatar
[email protected]

Excellent lender

5
Highly recommended. Thankyou Zopa Reviewed on: 14th January 2023
cool chronicles's avatar
cool chronicles

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill