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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

So simple

Really quick and easy to understand application process. Reviewed on: 13th January 2023

Brilliant

Couldn’t ask for more brilliant company and card Reviewed on: 13th January 2023

Great service

Quick easy and flexible. Has made a difference to my credit world Reviewed on: 13th January 2023

Highly recommended

Very good always there if you need anything Reviewed on: 13th January 2023

Excellent service

Love the app so easy to access your account Reviewed on: 13th January 2023

Best out there

Easy to apply, easy to use, online banking is so simple and very easy to use Reviewed on: 13th January 2023

Credit with a smile

Best company great customer service, very helpful on the phone no waiting around on the phone to speak to people straight away. Everything has made Easy app is so easy to news. Can you make payments whenever you like? So you can pay things off quicker and has helped me build. My credit rating had a few years of ill health have struggled at work because of this which has made me struggle now getting back on track and this company has been very helpful. Reviewed on: 13th January 2023

Good

Easy to use, an simple, good app Reviewed on: 13th January 2023

brilliant

easy to use,great rates,would highly recommend Reviewed on: 13th January 2023

Excellent product

Absolutely can not fault Zopa! Fantastic service fantastic card!! Reviewed on: 13th January 2023

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