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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Yes

Yes good zopa im happy ……………………. Reviewed on: 13th January 2023

Zopa is No1

Quick and easy, as soon as you pay off you can use your money instantly. No messing around or waiting everything is instant. App is very easy to use and is useful. I have no complaints whatsoever. Reviewed on: 13th January 2023

Easy management

Flexible payment Easy to manage No fees Reviewed on: 13th January 2023

More than just a Credit Card provider

This is an amazing company. They not only offer credit cards but also provide savings accounts with great interest rates and also provide financial tip on how to improve your credit rating. They are truly amazing and I highly recommend them to everyone Reviewed on: 13th January 2023

Good custumer service

Zopa is lovely card becouse its allow quickly increase withdraw Reviewed on: 13th January 2023

Above n beyond

Excellence on all levels, with friendly professional service and advice Reviewed on: 13th January 2023

Card

Great card ,billiant company. The customer service are really good Reviewed on: 13th January 2023

Credit card

Great interest rates with good service and helpful employees when needed. That’s also why I have car finance with them. Reviewed on: 13th January 2023

Just does what it says

Has helped me get a grip on finances without a huge cost Reviewed on: 13th January 2023

The Best Credit Card PA

ZOPA IS THE BEST OPTION FOR EVERYBODY. Reviewed on: 13th January 2023

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