Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Very good

5
The best credit card , I'm happy with zopa Reviewed on: 13th January 2023
Eduard 's avatar
Eduard

The best understanding company for their customers

5
Zopa is the best credit card service provider. They are very helpful and trustworthy and very understanding towards their customers Reviewed on: 13th January 2023
Gerry Pluck's avatar
Gerry Pluck

Good

3
I've had zopa for over a year now great card the only downfall is they haven't put my credit limit up since I've had the card over a year ago I always pay on time or before never missed a payment. Apart from that good Reviewed on: 13th January 2023
James Keith's avatar
James Keith

Good

5
Excellent credit card. Use every day and as my main card. Reviewed on: 13th January 2023
Darren's avatar
Darren

Review of CC

5
When setting up my credit card, it was quick and easy and everyone I spoke to was very helpful. The app makes it so easy to keep on track of credit and payments Reviewed on: 13th January 2023
Jemma Tunnicliffe's avatar
Jemma Tunnicliffe

Kept up to date, app easy to use, looks out for customers interest.

5
Constant texts about how to improve credit rating, instant texts about usage of card, payments of products and balances left. Reviewed on: 13th January 2023
David Struminger's avatar
David Struminger

Brilliant

5
Very good customer services great nothing to much trouble Reviewed on: 13th January 2023
kimcas1@hotmail.co.uk's avatar
[email protected]

Excellent rates with even better customer service!

5
Joined ZOPA to boost my credit score but it’s been very helpful financially during these tough times. Rates are amazing and if you ever need a hand just drop their customer service a message and they will stop at nothing to get it sorted! Thank you ZOPA and team it’s a pleasure being a customer!!! Reviewed on: 13th January 2023
Daniel 's avatar
Daniel

Good

5
Good I think it's very good, easy to apply, I like it very much. Reviewed on: 13th January 2023
Kunpan542@gmail.com's avatar
[email protected]

Best and easiest credit card ever

5
Great card and very easy to manage repay and use where ever needed thanks zopa you great in every way Reviewed on: 13th January 2023
Nico1's avatar
Nico1

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill