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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent

5
Excellent and very quick application and answer and received card with in 2 days. The app is easy and is perfect Reviewed on: 13th January 2023

Great Credit Card!!!

5
An amazing credit card with many perks, one of my best yet! Reviewed on: 13th January 2023

Great card

5
Great card with a great app easy to use and understand Reviewed on: 13th January 2023

Great service

5
Quick easy application very helpful staff quick decision Reviewed on: 13th January 2023

Quick decision and Easy to manage

5
When I did a search online the Zopa card appeared. I clicked on it and it was so simple and easy to complete the application and I was given a quick decision! The app was easy to set up and I find it easy to manage my money on the app. I would highly recommend this card. Reviewed on: 13th January 2023

That's the one

5
Well it was a bit of a surprise and out of nowhere they came up and offered me credit card. Easy application and quick decision. Overall really good. Reviewed on: 13th January 2023

Very good service

5
I love it this credit card very good service and interest rates ok Reviewed on: 13th January 2023

Zopa zogood

5
New customer to Zopa and so easy to use their app, great customer service and now market leading savings products. Unlike any other credit provider out there. Reviewed on: 13th January 2023

Excellent

5
Excellent services and best card Reviewed on: 13th January 2023

Very likely

4
Great bank , always helpful, always they are whenever o need them Reviewed on: 13th January 2023

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