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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great

Very handy to have if ever I fall short with cost of living going up. The app is very easy to use to make payments and check balance. Reviewed on: 13th January 2023

Excellent service, never had any issues.

Friendly, understanding and helpful service. Reviewed on: 13th January 2023

Very quick acceptance and great quality.

Great company helped when others don't. Clear and understandable communication Reviewed on: 13th January 2023

Quick & easy to use

Transparent card with quick & easy to use features, good starting limit to help grow my credit Reviewed on: 13th January 2023

Great service

Very good company, great service, no worries at all Reviewed on: 13th January 2023

Bad credit but Zopa helped.

I’ve been on an IVA. Struggled with money and credit. Zopa took a chance on me, gave me a sensible credit limit, made the whole experience easy and straightforward, it’s also improved my credit score. I could be happier or recommend them enough. Reviewed on: 13th January 2023

Very good

Excellent very good service good credit limit Reviewed on: 13th January 2023

Great Product

Really easy to apply for and an easy to use app Reviewed on: 13th January 2023

Fantastic

This is the best credit card i hv used so far Reviewed on: 13th January 2023

Excellent service and prestigious credit card

The zopa credit card is truly an excellent and prestigious credit card to have. I have travelled abroad and the card has been taken with no hesitation from any company. And in the UK it works perfectly as a contact less card. And also no issues using it for online purchases. I would highly recommend this card. Reviewed on: 13th January 2023

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