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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to apply

Very easy to apply, decision very fast, well recommended Reviewed on: 13th January 2023

Great

Very helpful and the app is great. Overall experience with zopa has been 5 star Reviewed on: 13th January 2023

Excellent financial advice and consideration

Zopa is very understanding and gives great advice to help you on your financial recovery with sensible and honest advice Reviewed on: 13th January 2023

Superb

Only card that allowed me to gain after my financial problems.always kept upto date and never let me down Reviewed on: 13th January 2023

Good service

Good service, very accessible on your expenditure..provide good support to clients. It helps me a little in times I needed it, when my finances a little bit tight. Reviewed on: 13th January 2023

Great company

Since becoming a zopa customer my overall experience with the company and my credit card has been amazing and I have recommended zopa to several friends and family members. The zopa app is easy to use and I get regular updates regarding my account. Reviewed on: 13th January 2023

Good card for people with low Credit

Works, as any other normal credit works, and their app is amazing making managing finances quick and easy. Reviewed on: 13th January 2023

Excellent service

The only service to give me a chance to prove myself and build my scoring, great company and great choices . Have recommended to all my family Reviewed on: 13th January 2023

Perfect

Excellent service the app is easy to use you can’t go wrong Reviewed on: 13th January 2023

Amazing service

Amazing service Very helpful Quick and easy to apply for Reviewed on: 13th January 2023

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