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Zopa: Credit card reviews

4.94
Based on 43,500 reviews, last reviewed 22nd Mar 2026
156050% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026
Colin H's avatar
Colin H

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43500)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent customer service

5
Excellent customer service, low interest Reviewed on: 15th January 2026

zopa best one and it was life savier

5
zopa best one and it was life savier Reviewed on: 15th January 2026

Zopa have been brilliant.

5
Zopa have been brilliant. I didn’t have a very good credit profile only just last year, because of a fraudulent activity, due to no faul Reviewed on: 15th January 2026

Happy with the service.

5
Happy with the service. Everything has been great Reviewed on: 15th January 2026

From the moment I applied for my card to the pressen...

5
From the moment I applied for my card to the pressent time, my experience with zopa has been outstanding. Reviewed on: 15th January 2026

Customer service is excellent and people are easy to...

5
Customer service is excellent and people are easy to talk to Reviewed on: 15th January 2026

Customer services

5
Customer services are excellent. Always helpful and very quick to respond. Reviewed on: 15th January 2026

Review of services

5
Always there to help and give information about any changes. Reviewed on: 15th January 2026

Details of using the card and offers available are v...

5
Details of using the card and offers available are very well explained Reviewed on: 15th January 2026

i have had the card for a while now and have never h...

5
i have had the card for a while now and have never had any problems with it Reviewed on: 15th January 2026

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