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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to apply for easy to use

Easy to apply and easy to use new credit card Reviewed on: 15th January 2026

I have had great experiences with when I have rang w...

I have had great experiences with when I have rang with any problems and it’s been dealt with professionally and quickly alway politely too Reviewed on: 15th January 2026

Zopa is very good bank but I wish to have quicker cr...

Zopa is very good bank but I wish to have quicker credit increase limit, I keep good payment Reviewed on: 15th January 2026

Easy to apply and fantastic customer service team al...

Easy to apply and fantastic customer service team always on hand to help, the App is also very user friendly and you can keep up to date on what you have spent Reviewed on: 15th January 2026

Excellent service.

Excellent service. Make a payment easy and clears pretty much straight away Reviewed on: 15th January 2026

Brilliant credit limit for a new customer and

Brilliant credit limit for a new customer and Reviewed on: 15th January 2026

Zopable Future!

Zopa have been responsible lenders who have got a great costumer experience other lenders could learn from! Reviewed on: 15th January 2026

Whenever I have needed help they are always so nice...

Whenever I have needed help they are always so nice Reviewed on: 15th January 2026

ZOPA MOBILE APP

I applied for this card and the security is very good received the card via post you have to call to activate immediately I was able to use it very good just keep up payments no trouble to your credit Reviewed on: 15th January 2026

Zoom zoop away excellent product

The app is easy to navigate and call handlers very polite and professional Reviewed on: 15th January 2026

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