Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card, simple, easy to track, great customer se...

Great card, simple, easy to track, great customer service. Reviewed on: 15th January 2026

Easy to use.

Easy to use. Simple and effective Reviewed on: 15th January 2026

Everything from start to finish has been so smooth

Everything from start to finish has been so smooth Reviewed on: 15th January 2026

Excellent customer service

Excellent customer service, low interest Reviewed on: 15th January 2026

zopa best one and it was life savier

zopa best one and it was life savier Reviewed on: 15th January 2026

Zopa have been brilliant.

Zopa have been brilliant. I didn’t have a very good credit profile only just last year, because of a fraudulent activity, due to no faul Reviewed on: 15th January 2026

Happy with the service.

Happy with the service. Everything has been great Reviewed on: 15th January 2026

From the moment I applied for my card to the pressen...

From the moment I applied for my card to the pressent time, my experience with zopa has been outstanding. Reviewed on: 15th January 2026

Customer service is excellent and people are easy to...

Customer service is excellent and people are easy to talk to Reviewed on: 15th January 2026

Customer services

Customer services are excellent. Always helpful and very quick to respond. Reviewed on: 15th January 2026

Alternative products

Credit builder credit card
from Vanquis 4.78 from 19912 reviews
Credit Card
from Allied Irish Bank - AIB 3.24 from 6 reviews
Everyday credit cards
from Lloyds Bank 3.98 from 63 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub