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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Helpful bank

A great place to get a low Apr loan and credit card all in one place with a weekly update on your credit file helps you keep track Reviewed on: 13th January 2023

Consumer friendly

Easy to use app ,transport and advisory 24hr service Reviewed on: 13th January 2023

Visa credit

Nice to have a zopa credit card Reviewed on: 13th January 2023

Excellent control of account

Ease of use is a breath of fresh air compared to some of my other cards. Very impressed over all. Reviewed on: 13th January 2023

Understanding

Zopa accepted me as I am and have been very supportive I pay extra to keep above what is required and its made me feel good again thank you Zopa Reviewed on: 13th January 2023

Best credit card

Easy to apply, easy to use the app, good rate , best credit limit in regarding personal affordability Reviewed on: 13th January 2023

Great service, great product

My Zopa card is so easy to use when I make a payment back to my balance it goes on my account straight away unlike other credit card companies Reviewed on: 13th January 2023

Great card

Amazing customer experience Reviewed on: 13th January 2023

Best app

User friendly app and good customer service Reviewed on: 13th January 2023

Best card

Decent interest rates and provide to people with bad credit Reviewed on: 13th January 2023

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