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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic

Very good and very trust company Highly Recommended Reviewed on: 13th January 2023

Field

Good Credit Card to use and staff very helpful Reviewed on: 13th January 2023

Simply Amazing

Stress free to apply and answer all most straight away , friendly amazing team and feel very valued as a customer , I would give 10 stars if I could . Reviewed on: 13th January 2023

100 % would refer it ..

I have never had any trouble with this company .fantastic Reviewed on: 13th January 2023

Best credit card

Have had good experience whilst being with Zopa. I love going on the app to check balance, payments etc. Reviewed on: 13th January 2023

Robert iosub

you are the best and I'm glad I have a credit card with you thank you very much thank you Reviewed on: 13th January 2023

Zopa best credit card

I have a wonderful experience banking with Zopa credit card. Reviewed on: 13th January 2023

Zopa is the best

Brilliant credit card and Brilliant company Reviewed on: 13th January 2023

Excellent and easy to manage

Zopa have offered me an opertunity to improve my credit rating and I think they are excellent, easy to keep an eye on via their app and payments go straight through and appear on the card within minutes. Very thankful to them Reviewed on: 13th January 2023

Credit card

Quick efficient and simple..................first class.. Reviewed on: 13th January 2023

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