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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

More than just a credit card

The app has a whole range of tools to help manage your money and card and very easy to navigate Reviewed on: 13th January 2023

Amazing

Very good experience good service Reviewed on: 13th January 2023

Excellent Provider

Theirs is literally nothing I can fault this company with, customer care is excellent as it their communication. Reviewed on: 13th January 2023

Easy to use easy to set up

Zopa helped me with 0% balance transfer deal. I paid my bill with no interest. Just pay your bill on time! Reviewed on: 13th January 2023

Great product and app!!

Zopa provides great communication throughout every month via email and it is easy to manage through the app, all in all 5* from me Reviewed on: 13th January 2023

Game changer credit card

Zopa offers the best service: Payments are not too high, their app is easy to use, and their generous with new balances. Reviewed on: 13th January 2023

A first rate company

I have found zopa to be very helpful Everything is explained in simple terms. And they offer great deals too Wouldn't be without them Reviewed on: 13th January 2023

Giving me a chance to redeem my credit history

Thanks for giving me the opportunity to build a credible credit rating watch this space I will prove this opportunity a good decision!! Reviewed on: 13th January 2023

Brilliant company

Zopa are a brilliant credit card provider , the app is very good and easy to use Reviewed on: 13th January 2023

Bank with a difference

Zopa is an easy to manage, fuss free banking provider. Have been very impressed with the level of service when compared to various high street banks Reviewed on: 13th January 2023

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