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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Simplicity

Using the Zopa credit Card has been a joy and with hardship. Does everything you need from a Credit Card just easier. Reviewed on: 13th January 2023

reliable .

Good all round performance. reliable and knowledgeable staff running an efficient financial machine. Reviewed on: 13th January 2023

Good company

A very good company to help you, I have got no problem with the service. Good information, and thay or all way's there for their customers for help. Reviewed on: 13th January 2023

Zopa

Excellent customer service . A really great company Reviewed on: 13th January 2023

So easy to apply and use

Was so quick and easy, and the app is so nice to use. The best bit is the credit cushion! A way for me to control my spending whilst having emergency funds if I need them. Reviewed on: 13th January 2023

A light in the dark tunnel

Incredibly helpful, great interest rates. I would highly recommend them as your credit card provider Reviewed on: 13th January 2023

My favourite credit card

Excellent credit card to have, very low interest. Great customer service. If you haven’t already got Zopa credit card I highly recommend. Reviewed on: 13th January 2023

Credit when you need it

Safe Sufficient and reliable. That’s all I have to say. Reviewed on: 13th January 2023

Great company

Reliable service. Great interest rates. User friendly app. Reviewed on: 13th January 2023

Very good service and maintenance

I really liked the zopa credit card, it is easy to pay with it Reviewed on: 13th January 2023

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