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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent Service, Easy to Use App

Zopa are my goto Credit Cards, I like that my account is updated as soon as I make a payment. The App is so easy to use Reviewed on: 13th January 2023

Simple & Friendly

Application process was quick and simple. All correspondence is clear and precise: Reviewed on: 13th January 2023

Superb Credit Card

Excellent card, informative and user friendly Reviewed on: 13th January 2023

Fabulous Company

Easy to apply and set up. Couldn’t recommend enough… Reviewed on: 13th January 2023

Fast and easy

Zopa is fast and easy to use. It helps me make payment even when I'm abroad Reviewed on: 13th January 2023

Supurb.

Really helpful. Easy to use. Very easy to navigate. Keeps you updated by email. Reviewed on: 13th January 2023

Fantastic

Easy to apply and quick response very happy with service Reviewed on: 13th January 2023

Zopa credit card - highly recommend

From application to receiving my credit card, everything was done smoothly. I got a good credit amount and they are excellent at keeping you up to date with remaining balances etc. Reviewed on: 13th January 2023

A fast and clean service

They provide a good service and what they promise they stand on it really nice zopa Reviewed on: 13th January 2023

Best card on the market

Excellent service and advice probably the best credit card provider on the market Reviewed on: 13th January 2023

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