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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good experience To have with zopa

Good experience To have with zopa Reviewed on: 15th January 2026

Zopa 100% the best card I’ve had

I’ve always felt that dealing with zopa has been great. They’ve always kept me updated with my statements , payments etc and if any new information about my card becomes available it’s always very clear and easy to understand. I have recommended zopa to my friends and family and I know some have them have taken out credit cards and are more than happy with it Reviewed on: 15th January 2026

Great credit card

Great provider never any issues, great credit card Reviewed on: 15th January 2026

Very professional staff always on hand if you need t...

Very professional staff always on hand if you need to talk Easy to understand all aspects of the spending/payment process Have spoken to family and a few friends and advised them to look into taking a card from you Reviewed on: 15th January 2026

zopa is just brilliant

zopa is just brilliant could not be better just so thankful i was accepted Reviewed on: 15th January 2026

Really helped me out when I needed it.

Really helped me out when I needed it. Brilliant people to talk to how a recommendable. Reviewed on: 15th January 2026

I am very happy with the service

I am very happy with the service and ease of use also never had any issues with use the credit card and app Reviewed on: 15th January 2026

great company would recommend to anyone who wants no...

great company would recommend to anyone who wants no hassle Reviewed on: 15th January 2026

One bank

App simple to use application easy Reviewed on: 15th January 2026

Been amazing and had no problems

Been amazing and had no problems Reviewed on: 15th January 2026

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