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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best ever.

Brilliant credit card. Not like most companies that give you more credit then you can afford. Reviewed on: 13th January 2023

Amazing

Excellent company, Helpful and excellent in customer service Reviewed on: 13th January 2023

Perfect Card

Friendly and professional company. Always with the customers welfare at heart. Simple and painless application. Makes owning a credit card a pleasure rather than a financial burden. Well Done Zoppa Reviewed on: 13th January 2023

Great Card

....................................... Reviewed on: 13th January 2023

Very easy to use and friendly

It’s very easy to use and friendly app. Everything is clear and right in front of you. Reviewed on: 13th January 2023

Light in the darkest of times

Zopa game me a credit card qt a time when I really needed a little extra help and are always checking that the credit limit is right and show genuine concern about borrowing above your comfortable means Reviewed on: 13th January 2023

Easy. Fast & great communication

I applied. It was clear step by step what to do. Fast acceptance great communication via emails & the app is super easy to use Reviewed on: 13th January 2023

Excellent provider with decent rates to help build your credit rating, Excellent customer service, certainly deserves the number one top credit card provider.

This has been the best credit card I have used to help me build my credit score, customer service is second to none with an overall outstanding service, would certainly recommend. Reviewed on: 13th January 2023

My account

Easy to use app and simple to use Reviewed on: 13th January 2023

Easy

Very easy to deal with good app let’s you know everything you need and about all other services Reviewed on: 13th January 2023

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