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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Low Apr, low monthly payments, easy and simple to use

I have a £300 limit in this card, and the amount of interest in charged, and what I pay each month is perfect, very easy to use app, nice and straight forward, by far the best card Reviewed on: 13th January 2023

Good and easy

Good and easy to use app is easy and clear Reviewed on: 13th January 2023

Clearly and easily to understand policies

Took out a balance transfer card,without any difficulty and it saved me a considerable amount of money Reviewed on: 13th January 2023

Great service

They have great customer service. An easy and informative App. Everything is clear and there are no hidden costs. Reviewed on: 13th January 2023

Excellent product

Excellent product really understanding customer service. Reviewed on: 13th January 2023

My first time with Zopa

My experience has been good so far friendly staff and helpful issues resolved quickly Reviewed on: 13th January 2023

The app is brilliant and easy to use

I love zopa! The app is so user-friendly and you get constant updates on your balance, transactions and statements. Overall, a pleasant experience so far! Reviewed on: 13th January 2023

Easy to manage on the app

Keeps track of your account offer money saving advice all round a good credit card Reviewed on: 13th January 2023

Excellent

Never had any problems the app is easy to use and if you need to speak to customer service they sort out any issues in a professional manner Would recommend 5 star Reviewed on: 13th January 2023

Brilliant company

Easy simple credit card with an app easy to use to keep on top of everything Reviewed on: 13th January 2023

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