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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fab company and really easy to use app!

Love how easy the app is to use and the company always informative and offering tips and hints to improve your scores. Would highly recommend Reviewed on: 13th January 2023

Great company!

Easy to use app! Plenty of information at my fingertips which help me manage my card. Zopa are open and honest! Reviewed on: 13th January 2023

Best Card

I have got Zopa Credit card since few months and I have got very good experience with this card. Reviewed on: 13th January 2023

Brilliant company also there for me

Wonderful company, cant do enough fir you Reviewed on: 13th January 2023

Very good

Never had a problem absolutely brilliant Reviewed on: 13th January 2023

Great company to be involved with, card was sent out very quickly and efficiently

Been a great card to have, helped me through Christmas holidays and gives me a bit more security knowing I have it in my wallet with me always Reviewed on: 13th January 2023

Perfect

Fees are very reasonable, repaying balance or part balance is really easy and amount cones off balance immediately. Card has never failed me. Reviewed on: 13th January 2023

Best for service

Zopa are by far the easiest credit company to apply for and deal with in general, staff are really friendly and supportive. Definitely recommend this company Reviewed on: 13th January 2023

Great card

Great card easy to use and simple app to use and get around with Reviewed on: 13th January 2023

Excellent

Quick, easy and reliable service from Zopa Reviewed on: 13th January 2023

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