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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Amazing and fab

Amazing and professional work by Zopa Reviewed on: 15th January 2026

Reliability

Greate service and secure transactions Reviewed on: 15th January 2026

Excellent service and product always helpful friendl...

Excellent service and product always helpful friendly and professional Reviewed on: 15th January 2026

Easy to apply no hassle and straightforward

Easy to apply no hassle and straightforward Reviewed on: 15th January 2026

I applied it was quick and easy card.

I applied it was quick and easy card. Came in no time Reviewed on: 15th January 2026

Easy step by step application.

Easy step by step application. Customer service top notch Reviewed on: 15th January 2026

Always helpful and really good rates

Always helpful and really good rates Reviewed on: 15th January 2026

Decent company

Very easy to deal with and the app is user friendly. Great customer service as well Reviewed on: 15th January 2026

Zopa is easy to use and the support is great...

Zopa is easy to use and the support is great Reviewed on: 15th January 2026

Very professional great facilities on the app

Very professional great facilities on the app Reviewed on: 15th January 2026

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