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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Are always there if or when I needed help.

Are always there if or when I needed help. Reviewed on: 15th January 2026

Find it very easy to understand and use the app

Find it very easy to understand and use the app Reviewed on: 15th January 2026

I have been with zopa for nearly a year and they are...

I have been with zopa for nearly a year and they are so helpful and offer and offer the best support Reviewed on: 15th January 2026

Brilliant service r easy

Brilliant service easy and quick Reviewed on: 15th January 2026

Everytime I need help or have a problem it's always...

Everytime I need help or have a problem it's always been a quick easy solution Reviewed on: 15th January 2026

Good credit card, and easy used any time .

Good credit card, and easy used any time . Reviewed on: 15th January 2026

Good service, clear and understandable function

Good service, clear and understandable function Reviewed on: 15th January 2026

Can’t fault the service I have received

Can’t fault the service I have received Reviewed on: 15th January 2026

Very happy smiles all around smooth application now...

Very happy smiles all around smooth application now fuss absolutely seamless Reviewed on: 15th January 2026

Very helpful great app, great customer service support

Very helpful great app, great customer service support Reviewed on: 15th January 2026

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