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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Responsible Credit Limit set

Responsible Credit Limit set that is within my budget.Very good customer service. Have handled my account professionally. Reviewed on: 15th January 2026

Excellent to improve your credit

Simple to use, apps easy to understand Reviewed on: 15th January 2026

Nice easy process to apply, and very efficient respo...

Nice easy process to apply, and very efficient response and delivary of card Reviewed on: 15th January 2026

My experience with Zopa was fast and friendly

My experience with Zopa was fast and friendly Reviewed on: 15th January 2026

Really excellent service

Friendly easy to use. Great credit levels ease to make payments great communications Reviewed on: 15th January 2026

I would recommend getting the card.

It was very do paying bills, I would recommend to friends and family Reviewed on: 15th January 2026

Really like what they do.

Really like what they do. Like reminding me what I have spent and with who. No other credit card does that. So thankful they do. They always let me use it on anything I want. And the amount doesn't matter as long as it's within my limit, yes I do think the is the BEST credit card you could have. Thanks Reviewed on: 15th January 2026

Fantastic easy application best credit card on the m...

Fantastic easy application best credit card on the market Reviewed on: 15th January 2026

Zopa are a very friendly and helpful.

Zopa are a very friendly and helpful. I've certainly had no issues with them at all. Reviewed on: 15th January 2026

The exact reason I chose to apply to Zopa credit car...

The exact reason I chose to apply to Zopa credit card the process was so easy and simple all the right answers to the questions was easy to understand Reviewed on: 15th January 2026

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