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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Love my Zopa card

Was so pleased Zopa excepted me for a credit card.im going to look after this one.its great to be able to buy the things I need, then I pay my balance in full when I get paid. Reviewed on: 13th January 2023

Honest company

Nice had a problem, they keep you updated, and are always on hand should you have a problem. Reviewed on: 13th January 2023

Acceptable

Quick and simply credit card for people. Reviewed on: 13th January 2023

Easy but responsible

Fully checked my ability to pay and whole process was very easy Reviewed on: 13th January 2023

Excellent

Excellent Credit Card Provider, helpfull, not bad interest rates either... Reviewed on: 13th January 2023

Easy to deal with and quick to provide answers to my questions.

I had a query regarding a payment and found the advisor helpful and knowledgeable. Reviewed on: 13th January 2023

Great lender good rates

It was easy to apply & get accepted, a good rate, easy to use App to check balance & make payments Reviewed on: 13th January 2023

Fantastic

Love the app so easy to use customer service is fantastic Reviewed on: 13th January 2023

10/10 Credit Card

Have had no issues using my Zopa credit card so easy with the app Reviewed on: 13th January 2023

Credit cards unravelled

Easy to use, informative and good website which is uncomplicated. Reviewed on: 13th January 2023

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