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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic easy application best credit card on the m...

Fantastic easy application best credit card on the market Reviewed on: 15th January 2026

Zopa are a very friendly and helpful.

Zopa are a very friendly and helpful. I've certainly had no issues with them at all. Reviewed on: 15th January 2026

The exact reason I chose to apply to Zopa credit car...

The exact reason I chose to apply to Zopa credit card the process was so easy and simple all the right answers to the questions was easy to understand Reviewed on: 15th January 2026

Zopa a great credit builder

Zopa is great they me credit card when I couldn’t get any elsewhere and have now helped me improved my credit overall Reviewed on: 15th January 2026

Fantastic service easy application and brilliant cus...

Fantastic service easy application and brilliant customer service Reviewed on: 15th January 2026

Excellent card no messing about safe and sercure

Excellent card no messing about safe and sercure Reviewed on: 15th January 2026

Very straightforward application and easy to use.

Very straightforward application and easy to use. Reviewed on: 15th January 2026

Excellent customer support and app.

Excellent customer support and app. Reviewed on: 15th January 2026

Me experience so far has ben fantastic

Me experience so far has ben fantastic Reviewed on: 15th January 2026

Very easy to use app and very efficient

Very easy to use app and very efficient Reviewed on: 15th January 2026

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Want to see more from Zopa?

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