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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent Service

I have had Zopa’s credit card for about a year now and their service has been top notch and you are guaranteed a quicker increment if payments are made in timely manner. I would definitely recommend to anyone seeking credit services Reviewed on: 13th January 2023

Not recommended

Interest rate keep going up, 2 high for people who are on low income, I would not recommend, I can't wait to clear mine and close it down. Reviewed on: 13th January 2023

Excellent

Zopa credit works efficiently with hassle free Reviewed on: 13th January 2023

Nice n fast

Fair interest rate and faster response Reviewed on: 13th January 2023

Easy to apply

Easy to apply nice app on the phone to control your spending Reviewed on: 13th January 2023

Zopa

The best company ever zopa they Value your custom any problems They will sort it out ASAP so easy Online I wouldn't be without them So get zopa thank you to all the team Reviewed on: 13th January 2023

Excellent choice of card

Easy to apply for good customer service and great benefits too Reviewed on: 13th January 2023

Hassle free lending

I have had regular contact and suitable affordable credit increases. Reviewed on: 13th January 2023

Supa Zopa

Helped me on to the credit builder after being in direstraits , Never looked back Competitive rates and get better as you build your credit Reviewed on: 13th January 2023

Good all round company

Easy to use app and communication between company and client. Notifications make it easy to see what spends have been recently done Reviewed on: 13th January 2023

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