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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card

Had no problems with this card and repayments Reviewed on: 13th January 2023

Excellent

Absolutely excellent credit card. Brilliant communication in keeping us up to date Reviewed on: 13th January 2023

Easy using the app

Zopa credit card has been extremely helpful in letting me know my spending transactions and when payments are due , very happy with there credit card. Reviewed on: 13th January 2023

Great to deal with

Have always found them great to deal with and very helpful Reviewed on: 13th January 2023

Very good card with no fees

Very good card with no fees. Never had any issue. Reviewed on: 13th January 2023

Performance

I’m very pleased with the way you keep me informed of my spending and your app is very easy to use Reviewed on: 13th January 2023

Amazing customer service in the area if credit card.

Great customer service provider. Reviewed on: 13th January 2023

Easy app great service

I found the application and app really easy and straightforward great service Reviewed on: 13th January 2023

Easy to use

App is very easy to use, if you make one off payments account is updated instantly Reviewed on: 13th January 2023

Top Class

Excellent company, even better customer service, would recommend to anyone! Reviewed on: 13th January 2023

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