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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Quality service

Easy app and customer service very good Reviewed on: 13th January 2023

Stunning, human lending

From the offset Zopa have been clear, considerate and approachable - exceedingly good customer service, beautifully clear navigation of the product and unparalleled assistance in the somewhat complicated world of credit and fiscal futures. Reviewed on: 13th January 2023

Better then other Banks

Very helpful good staff get the job to unlike other Banks Reviewed on: 13th January 2023

Decent

Nice app easy to use and decent percentage for not best credit rating. Reviewed on: 13th January 2023

They are for everyone,

They are for everyone and there is no race , no VIP , no royalty but people only. Reviewed on: 13th January 2023

Credit card

Great product and easy to use . Friendly customer service Reviewed on: 13th January 2023

Great customer service

The best credit card company around, good rates and absolutely the best customer service and care out there by far Reviewed on: 13th January 2023

Great credit card

Arrived quickly and was an easy application. The credit cushion is a great addition! Reviewed on: 13th January 2023

Amazeing company

Help with everything start finish keep Updated all times Reviewed on: 13th January 2023

Very Fair Company

They offer several lines of credit and deal each application on a fair and open basis Reviewed on: 13th January 2023

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