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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Simple

Nothing is a problem for them and customer services are always very helpful, I have never had any problems with Zopa and have recommended them many a time. All their services are simple to use and quite self explanatory. Reviewed on: 13th January 2023

Customer friendly

Extremely customer friendly easy to apply. The app is so user friendly and easy to navigate would definitely recommend to friends and family. Reviewed on: 13th January 2023

Good and easy to use

Easy to use and never had a problem Reviewed on: 13th January 2023

Fab card!

Great card for improving credit rating. East to use app to keep on top of things Reviewed on: 13th January 2023

Great company.

Fantastic company with great customer service can't do enough to help. Very understand and always happy to help. Reviewed on: 13th January 2023

Perfect card

This card has been brilliant in being a back up Reviewed on: 13th January 2023

Awesome Credit Card Company

Others didn't offer me a Credit Card BUT Zopa did and Its been a life saver in these trying times so I really appreciate them for doing that. Reviewed on: 13th January 2023

Brilliant company

Found this company so easy to deal everyone you spoke to communication was so clear and concise would recommend to anyone Reviewed on: 13th January 2023

Credit card

Excellent to deal with & Great service. Reviewed on: 13th January 2023

How credit cards should be

No fuss, great notifications and app. Payments instantly on your balance. Cant say enough positive's about this company Reviewed on: 13th January 2023

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