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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing products and customer service

Application process was seamless. The zopa app is easy to understand and clear to manoeuvre through the pages. I have already suggested them to friends and family. Reviewed on: 13th January 2023

Fantastic company

Brilliant company very helpful if you need to ask anything if they can't give you the reply they will find someone who will answer your questions. Reviewed on: 13th January 2023

Great service, simple and clear

Everything from the initial application to updates and notifications, very simple easy to follow, limits are good no silly increases on my account. Overall really good card and service Reviewed on: 13th January 2023

Excellent

Excellent customer service , Excellent rates Excellent spending amount Reviewed on: 13th January 2023

Excellent credit card

Very good app, after payment - your balance refreshing straight away Reviewed on: 13th January 2023

good company

Easy to apply , and the added bonus of the app Reviewed on: 13th January 2023

Good so far

No issues with zopa. Good combination and easy to use Reviewed on: 13th January 2023

Fantastic credit card

Amazing credit card quick easy to use, fast response would definitely recommend any day Reviewed on: 13th January 2023

Easy peasy credit card

Easy to apply, easy to use, accessible app, good communication Reviewed on: 13th January 2023

Easy to keep a track on app

Poor credit limit but on a whole easy app and good customer services Reviewed on: 13th January 2023

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