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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Bit to smart

I don’t like reading incorrect ratings for if I can get credit, it’s only handy for foreign use no fees but Jaja is better Reviewed on: 13th January 2023

Best credit card

Best credit card I’ve ever had no hassle nothing Reviewed on: 13th January 2023

Fab service and easy to manage.

Zopa make it really easy to manage your money. I would recommend them time and time again. No hassle, nothing hidden. What you see is what you get. Reviewed on: 13th January 2023

No hassle ease of use

Easy to set up the app for online, and easy to use. Quick and easy application process with quick decisions. Reviewed on: 13th January 2023

Brilliant

Never been any problems always helpful Reviewed on: 13th January 2023

There are the best at Zopa

There so friendly and helpful always willing to listen when I have a problem I would always recommend Zopa to my friends and family. Reviewed on: 13th January 2023

Amazing credit card super app I recommend

Amazing credit card super app I recommend Reviewed on: 13th January 2023

Easy to use

Very easy to use the app. Very informative Reviewed on: 13th January 2023

Zopa is Supa!

In the past, due to unforseen circumstances, my credit score became less than perfect. When your in that kind of position it soon becomes apparent that options for credit providers are few and far between. I wanted to rebuild my credit score and luckily for me, I was lucky enough to have my application approved by Zopa.Long story short. Although I'm now in a position to hold other credit cards, Zopa is still my go to credit provider. I've kept up my regular payments, proven myself to still be reliable and Zopa have rewarded me by being a constant in my life. They've helped put me back in control and given me a more than welcome flexibility in my finances. Thank you Zopa. Reviewed on: 13th January 2023

Very happy with this provider

I appreciate having the zopa card it's useful to me and I use it regularly Reviewed on: 13th January 2023

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