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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card

Zopa has an easy app to manage the account. Over all never had an issue. Reviewed on: 13th January 2023

Great service

Great service and with an excellent app for controlling and keeping up to date with your account Reviewed on: 13th January 2023

Outstanding!

Great service, excellent communication and easy to use online statements Reviewed on: 13th January 2023

Excellent Card

I love how good my ZOPA card is, two parts my balance transfer and my normal everyday use. Fantastic starting limits really impressed me. Easy to use and great customer service Reviewed on: 13th January 2023

Zopa credit card

Zopa is absolutely amazing, Reviewed on: 13th January 2023

Best app in the business

So user friendly , best credit card and loan app out there Reviewed on: 13th January 2023

Good product

Easy to use and convenient, useful especially in case of emergency. Reviewed on: 13th January 2023

Great product

Helps me control my financial life. Also offers other products better than high street bank's Reviewed on: 13th January 2023

Easy and quick application with reasonable rates

Quick and easy decision when applying. Receive notifications when I use the card and also when making payments Reviewed on: 13th January 2023

Best lending company I have used

Zopa is easy to use and reliable also offering many features such as being able to open saving accounts and viewing your credit score Reviewed on: 13th January 2023

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