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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I love to use zopa credit card for my daily use.

I love to use zopa credit card for my daily use. Reviewed on: 29th April 2025

Transparent and easy to use.

Transparent and easy to use. Good communication when required Reviewed on: 29th April 2025

Good I used to nice I hope use everyone

Good I used to nice I hope use everyone Reviewed on: 28th April 2025

Zopa has always provided me with great products and...

Zopa has always provided me with great products and service the app is fantastic at keeping my spending under control and giving me information Reviewed on: 28th April 2025

Zopa is the right choice for money decisions.

My experience with Zopa has always been trouble free. What more could a customer want? They are a considerate company that offers multiple money services. I have only used Zopa for credit card deals and my personal view has always been one of positivity. Reviewed on: 28th April 2025

Always clear advice prompt responses and easy to fol...

Always clear advice prompt responses and easy to follow the app Reviewed on: 28th April 2025

Would recommend Good customer service

Good customer service , very helpful Reviewed on: 28th April 2025

Simply perfect

Very easy and quick to apply easy to deal with and no hassle Reviewed on: 28th April 2025

Good for credit building and excellent app & service

Good for credit building and excellent app & service Reviewed on: 28th April 2025

Excellent Zopa App easy to use.

Excellent Zopa App easy to use. Excellent customer service Reviewed on: 28th April 2025

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