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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Decent and reliable

App features are easy and the card is easily manageable Reviewed on: 13th January 2023

credit card

Is amazing company for credit cards . easy to use and low % Love it Reviewed on: 13th January 2023

Great

Great service and easy to use app Reviewed on: 13th January 2023

Trust worthy

Trust worthy and good communication Reviewed on: 13th January 2023

Very good

Very good credit card for poor credit or to have a start. Reviewed on: 13th January 2023

Great service

Easy card to get and easy company to work with,great APR too Reviewed on: 13th January 2023

Simple easy credit

Very simplistic easy to use credit card and app Reviewed on: 13th January 2023

Good Service

I have been using Zopa, their app is user friendly and customer service is good Reviewed on: 13th January 2023

High recommend

I just applied in a few second and been approved straight away Reviewed on: 13th January 2023

Amazing

Approved straight away no hassle Reviewed on: 13th January 2023

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