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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Gave me a chance with credit but at a fair rate.

Gave me a chance with credit but at a fair rate. Reviewed on: 15th January 2026

Hassle free credit card application

I applied for a credit card with Zopa online. Very quick hasslefree service and agreed instantly with a generous credit limit. The app is user-friendly and very informative.. first class customer service Reviewed on: 15th January 2026

Excellent card

I have found my Zopa card easy to use, right from the start, no nasty surprises. Reviewed on: 15th January 2026

Excellent service with value for money

Excellent service and value fir money - great customer service and reliable Reviewed on: 15th January 2026

Very friendly service , easy to access the app on th...

Very friendly service , easy to access the app on the phone Reviewed on: 15th January 2026

Best card for credit score

Excellent card helped me to build a better credit score. Reviewed on: 15th January 2026

Very fast and efficient to apply for,easy and effici...

Very fast and efficient to apply for,easy and efficient to apply for. Fast for feedback and offers,really brought back up my credit rating! Reviewed on: 15th January 2026

Quick and easy to use,

Quick and easy to use, always friendly customer service, no any issues at all Reviewed on: 15th January 2026

Good service speedy replies.

Good service speedy replies. Hugh approval rate Reviewed on: 15th January 2026

I have never had any issues with Xopa.

I have never had any issues with Xopa. Either with my credit card or loan that I used to have. Reviewed on: 15th January 2026

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