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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

excellent

very good online banking and easy to use Reviewed on: 12th January 2023

Zopa is the best

Very easy app to use also use the savings app Reviewed on: 12th January 2023

A perfect partner

Zopa gives me an incredible opportunity to not alone use my Credit Card but also allows me to have an emergency fund in place should I ever need to use it. A unique and valuable service. Reviewed on: 12th January 2023

Easy to manage online, great rates

Better rates compared to high street banks, easy to manage your card through the app Reviewed on: 12th January 2023

Best credit card ever!

This card is brilliant! It gives you a great amount, is easy to use, staff are always friendly and helpful and I have had no issues whatsoever with this card. A++++++ Reviewed on: 11th January 2023

Zopa best

Zopa is the best and I love using Zopa credit card. Reviewed on: 11th January 2023

Very easy to use and set up

Best thing I done last year. Quick and easy Reviewed on: 11th January 2023

Easy and trustworthy

Great clarity through the app and real time balance details make it easy to use. Reviewed on: 11th January 2023

Fantastic

Smart, easy accessible, application, the card looks slick and unique, fantastic for my emergency and my exciting future projects. Don’t waste time get on board, we are on a fantastic track, definitely spreading the Zopa news. Reviewed on: 11th January 2023

can't go wrong

Great company fantastic customer service Reviewed on: 11th January 2023

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