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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Hassle free money management

Only just started up with Zopa to build my credit. Very impressed how user friendly the app is! Reviewed on: 30th March 2022

Zopa de-doopa

Perfect service at all times. App works perfectly. Reviewed on: 30th March 2022

Thanks zopa

When everyone says no!! Zopa Says Yes!!! Reviewed on: 30th March 2022

Credit card

Good credit card and a great app, no problems using it ever Reviewed on: 30th March 2022

Friend in need

Very easy very helpful, interest rate not high ,affordable payments. Reviewed on: 30th March 2022

Fantastic

Fabulous company defiently deserve a win! Reviewed on: 30th March 2022

Highly recommend

Excellent customer service, easy to apply through online. Reviewed on: 30th March 2022

Dead easy to use and track your spends

Set up is simple and I love the fact that the app is so easy to use. I can see how much I spend and I get regular updates and alerts. Thoroughly recommend Zopa to anyone especially if trying to build your credit scorw Reviewed on: 30th March 2022

Zopa credit card

Quick easy reliable no fuss With competitive rates Zopa has my vote Reviewed on: 30th March 2022

Good company with good interest

Never had troubles and use them a lot. Also offer other services like savings etc!! Reviewed on: 30th March 2022

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