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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I’m happy to be your customer and I like your...

I’m happy to be your customer and I like your service Reviewed on: 15th January 2026

Good and clear advice easy to use

Good and clear advice easy to use Reviewed on: 15th January 2026

Never any issues app is easy to use

Never any issues app is easy to use Reviewed on: 15th January 2026

They’ve been extremely helpful and provide excellent...

They’ve been extremely helpful and provide excellent service Reviewed on: 15th January 2026

Everything about Zopa is good.

Everything about Zopa is good.The app is sooo easy to use. Reviewed on: 15th January 2026

Zopa is universally great!

As a Visa credit card Zopa is almost universally accepted and is backed by a convenient and informative app. Reviewed on: 15th January 2026

Very easy to apply and to make payments.

Very easy to apply and to make payments.Easy access to app. Reviewed on: 15th January 2026

Great experience

Eady to use excellent that you get reminders so you don't pay extra interest Reviewed on: 15th January 2026

Excellent customer service and great app and very ea...

Excellent customer service and great app and very easy to understand. Would highly recommend to all and looking forward to a ling relationship Reviewed on: 15th January 2026

Zopa helps real people & nothing is too much trouble...

Zopa helps real people & nothing is too much trouble for them … always ready to help Reviewed on: 15th January 2026

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Alternative products

Purchase Credit Card
from Halifax 3.50 from 19 reviews
Platinum Credit Card
from Lloyds Bank 4.26 from 57 reviews
Premier Credit Card
from HSBC 4.12 from 20 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

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