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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Can't fault them

Excellent service, friendly staff Reviewed on: 30th March 2022

A great way to start beholding credit score!

Absolutely love the layout and simplicity of the application. I’ve always been worried about getting my first credit card but I can honestly say that Zopa has made it easy. interest rates are fair and customer support is fantastic. and I would 100% recommend to friends and even family. Reviewed on: 30th March 2022

Brilliant zopa

Zopa is brilliant I have never had any bother at all I would recommend zopa 100 per cent Reviewed on: 30th March 2022

zopa is here for you

zopa give a chance to receive un quick loan with less stress Reviewed on: 30th March 2022

Great

Easy to manage credit card and nice application. Reviewed on: 30th March 2022

Mr Gheorghe

Excellent on multiple trades, recommended zopa for every one around Reviewed on: 30th March 2022

Great experience

Very pleased with my experience with Zopa so far. Great customer service, fantastic app and very good communication. Reviewed on: 30th March 2022

Easy to use.

Great customer service. Great app. Reviewed on: 30th March 2022

Good bank

Good experience with Zopa . Good bank for people Reviewed on: 30th March 2022

Easy to use credit card

I was delighted with how easy it was to apply for a credit card and how quickly a decision for acceptance was made. It is so easy to see what your balance is and what amount is left on your card using the Zopa app on my phone. Statements can be seen and making a payment is so easy. I would recommend Zopa to family and friends and have done this already. All in all the service and information provided by Zopa is the best. Reviewed on: 30th March 2022

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