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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing service

Great value, excellent customer service and great app Reviewed on: 30th March 2022

Great service

Easy process to join, regular clear messages and updates, etc. Friendly staff. Reviewed on: 30th March 2022

Excellent

Excellent very good brilliant how to stand in Reviewed on: 30th March 2022

TM

Easy to apply for quick and no hassle Reviewed on: 30th March 2022

Great help

Great company to bank with so easy no hassle Reviewed on: 30th March 2022

Excellent service

Very professional company and staff Reviewed on: 30th March 2022

Just rubabar

My credit keep growing like rubabar Reviewed on: 30th March 2022

Professional

Easy to use, quick and professional.they keep me notified of my balance and options all the time. Great service. Reviewed on: 30th March 2022

Fantastic!

Cannot fault Zopa at all - 10/10!! Reviewed on: 30th March 2022

Great

Great service, very professional and friendly Reviewed on: 30th March 2022

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