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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great credit card...

Great credit card easy to keep track of your spending, a great customer service team always willing to help with any issues, no matter how big or small. Reviewed on: 15th January 2026

Very helpful with great comunication

Very helpful with great comunication Reviewed on: 15th January 2026

Zopa is excellent in all accounts ie customer servic...

Zopa is excellent in all accounts ie customer service,navigating the app is easy a lot better than some other sites Reviewed on: 15th January 2026

I think what makes Zopa Credit card extra special is...

I think what makes Zopa Credit card extra special is the absence of any charges for using the card overseas. Reviewed on: 15th January 2026

Very helpful and keeps you informed of any informat...

Very helpful and keeps you informed of any information which involves you as a customer and I will try and get more customers for Zopa. Reviewed on: 15th January 2026

Very professional and helpful.

Very professional and helpful. There when needed Reviewed on: 15th January 2026

Very easy very friendly realisable

Very easy very friendly realisable Reviewed on: 15th January 2026

Great value for money highly recommend

Great value for money highly recommend Reviewed on: 15th January 2026

So easy to apply for and managed well via the app wh...

So easy to apply for and managed well via the app which is easy to use Reviewed on: 15th January 2026

Brilliant company always able to get up to date inf...

Brilliant company always able to get up to date information Reviewed on: 15th January 2026

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