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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service

4
Very easy to use and interact around the app Reviewed on: 30th March 2022

The card is great. It helped boost my credit rating. Easy application and quick answer. The repayment service on the app is easy to follow. Clear instructions as well.

5
I applied for the card, got a quick response and l love how the card is presented in a discrete manner. Information details at the back of card is great. Reviewed on: 30th March 2022

Easy to use

5
Easy to use no hassles and the app is simple Reviewed on: 30th March 2022

Excellent

5
Just a great service and very reasonable Reviewed on: 30th March 2022

Great experience

5
Zopa is quick and easy to use. With the app it gave me my pin and explained everything that I needed to know. Can’t fault Zopa in the slightest. Reviewed on: 30th March 2022

The greatest

5
Simple and easy to use the app to make quick payments Reviewed on: 30th March 2022

Best company , low rate and the best staff !

5
I dont have nothing bad to say about Zopa , just good thinks , good job . Reviewed on: 30th March 2022

great company

5
customer service is outstanding application was quick and easy Reviewed on: 30th March 2022

Excellent

5
Very good banking love it very easy Reviewed on: 30th March 2022

Good and helpful

4
Zopa help me improve my credit score a lot Reviewed on: 30th March 2022

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