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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa credit

It's a perfect card for me, it allows to shop without the worry of needing cash all the time Reviewed on: 29th March 2022

Miss p wright

Very easy to use the app and very nice to help if you need it Reviewed on: 29th March 2022

Do what they say they will. When they will. Fantastic service.

Zopa is by far the best credit card company I have ever been with. No hassle at all with getting set up, managing or using. Never had a single issue. Have recommended to everyone. Reviewed on: 29th March 2022

zopa

zopa is a good credit card..i like to use this card its help me a lot.. Reviewed on: 29th March 2022

Easy to use, Friendly Service and Fair Charges.

Easy to set up. Upfront and concise information. Intuitive app and friendly service. Reviewed on: 29th March 2022

No frills, no hassle

Easy to use particularly on the online app Reviewed on: 29th March 2022

Great service great credit card

Have no problems what so ever. User friendly. Reviewed on: 29th March 2022

Good

Good service easy to use good securely safe and easy Reviewed on: 29th March 2022

No fuss, no worry card that says it all

Ive used thiz company for the last 6 months. No hassle, works every time and is what it says unlike others. Highly recommend to anyone considering taking a card out Reviewed on: 29th March 2022

Cracking company

No hassle easy to apply and very conscientious about credit limit Reviewed on: 29th March 2022

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