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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Simple User Friendly Credit

Very good customer support and very clear information and an excellent user friendly app Reviewed on: 29th March 2022

Pain free process from start to finish

Approved me no problem when other providers wouldn’t. The quick and easy application process made the experience very pleasant. Reviewed on: 29th March 2022

Very good

I've got very poor credit rating applied for a card and zopa came up and said yes so I'm happy Reviewed on: 29th March 2022

Amazing

Great company really please that im with zopa so understanding and easy to use Reviewed on: 29th March 2022

Zopa are amazing

Zopa is very easy to use on the app. Everything is straight forward. For loans money is transferred instantly and the app allows you to track it. They also have a facility which let's you keep track of your credit which I found very useful Reviewed on: 29th March 2022

Customer service

So helpful and easy to use and keep track of your money Reviewed on: 29th March 2022

Brilliant company

Zopa are so helpful and easy to use the help you manage your money don’t hide anything like fees etc, always try help you boost your credit score and look for deals for you like energy and broadband Reviewed on: 29th March 2022

Zopa

Absolutely great service, easy to understand.friendly staff. I would definitely recommend this product. Reviewed on: 29th March 2022

Straightforward Credit Card

Straightforward and prompt with a well thought through supporting App Reviewed on: 29th March 2022

Simple! the best

Simple! the best.................. Reviewed on: 29th March 2022

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