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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very good

trustworthy , easy app, fast asnwer, quick service, very good. Reviewed on: 29th March 2022

Fab easy and convientent

No fuss great service. Helpful staff Reviewed on: 29th March 2022

Brilliant card

Always helpful whenever help is needed Reviewed on: 29th March 2022

Just so easy to apply and communicate so well

They have helped out in a number of situations and so easy to apply. Great service Reviewed on: 29th March 2022

Amazing!

Card is good and simple to use and activate well done Zopa Reviewed on: 29th March 2022

Simply Brilliant

Great company great customer service. Reviewed on: 29th March 2022

Quick easy simple reliable

Zopa is a good credit card service to have so it’s easy to use with the contactless set up but so far a really good card Reviewed on: 29th March 2022

Fabulous zopa

The credit card is great, easy to manage payments and has a low interest rates. I would recommend this card to friends and family. Reviewed on: 29th March 2022

very good card

trustable and good card. using it all time.works abroad which is a big plus plus Reviewed on: 29th March 2022

Exceptional clean welcoming site. Friendly owner. Great views.

Easy to access and great customer service Reviewed on: 29th March 2022

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