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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to apply

Brilliant credit builderhighly recommended Reviewed on: 29th March 2022

Very good service, easy to use

I found zopa incredibly helpful and will definitely be using it again. Reviewed on: 29th March 2022

Easy to use and set up

When i was setting up my account, it was easiest thing ever and their instructions are simple Reviewed on: 29th March 2022

Mrs Ramona Gabriela Grecu

Experience very good for my family Reviewed on: 29th March 2022

Elvas3070

Elvas3070 nice credit card I recommend $ Reviewed on: 29th March 2022

Very good

this is the best way to see what you are spending and you can keep an eye on it all and you can suspend and that is also better for Reviewed on: 29th March 2022

Great company

Good credit card provider I really do recommend to others Reviewed on: 29th March 2022

Easy to manage.

Great service. Convenient to use in hard times and for emergencies. Really good company to have in your pocket. 10/10. What are you waiting for go Zopa Reviewed on: 29th March 2022

They always gat my back

They always ready to helped out with best minimal interest rate Reviewed on: 29th March 2022

Easy

So easy to use the app and a simple application process. Quick delivery and nice looking card!! Reviewed on: 29th March 2022

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