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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Top app.

Always on hand. Good tips and information. Reviewed on: 29th March 2022

Very convenient n straight forward

Not had any issues with Zopa. Its straight forward easy to use Reviewed on: 29th March 2022

Very good

Very good service!!!!!!!!!!!!!!!!! Reviewed on: 29th March 2022

Brilliant

Absolutely brilliant very consumer feindly very very helpful to be truth full zopa are outstanding Reviewed on: 29th March 2022

Great

Perfect app that lets you in control of your card Reviewed on: 29th March 2022

Best credit card i have ever used

Zopa was the first company to offer me a credit card . From the start i have ben using it for day to day expenses and i have been using it hassle free and noo business rejected the card Reviewed on: 29th March 2022

Excellent service

Zopa customer service so freindly always help with any problems Reviewed on: 29th March 2022

Simple, easy and comfortable to use

Managing money in everyday life can be challenging. Zopa makes this easy by having the most convenient app to manage accounts. Would highly recommend! Reviewed on: 29th March 2022

Really impressed

Website easy to navigate, payments simple and instant, spending notifications instant. Really like this card! Reviewed on: 29th March 2022

Good app

App is very usefull credit limit a lot lower then I was expecting Reviewed on: 29th March 2022

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