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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great and friendly service

Highly recommend this card to improve your credit score. Good customer service Reviewed on: 29th March 2022

Fab all round

I am very happy with the overall service. Reviewed on: 29th March 2022

Positive provider with easy app

The app is easy to use, and helps manage payments and set up direct payments. Reviewed on: 29th March 2022

technophobe friendly

Easy strait forward no stress, comparing to other household named credit card companies iv used this one is great. Everything is there sectioned the heading will take you exactly where you want to go not where they think you want to go transferes,payments, weekly notifications on your current eligibility for credit upgrades but the thing I really like is it helps you to get a grip on your finances step by step instruction on how to do it and where you can approve I love it. Reviewed on: 29th March 2022

Great

As a young person, it is hard to get credit cards unless you have a good credit score. Zopa has helped me start to build mine!! Reviewed on: 29th March 2022

Can't fault them

Not only do they help with your credit they also encourage you to save up money by using the Zopa app Reviewed on: 29th March 2022

Brilliant

Brilliant couldn't be any better Reviewed on: 29th March 2022

Zopa have been great

First time using a credit card and Zopa made it very straight forward. The one time I did have an issue their support team we’re available and really helpful. Reviewed on: 29th March 2022

Great!

Satisfied customer. Verry good ..Zopa!! Reviewed on: 29th March 2022

zopagood

I got interested in Zopa. good contract terms. ease of use of the application. speed of use. I received the card in no time. I will stay Reviewed on: 29th March 2022

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