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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

First credit card

My first credit card since I’ve resolved my debts, having the chance to finally increase my credit rating and since everything else has improved! Reviewed on: 29th March 2022

Great credit card.

Ease of use of the app, straight forward terms. Reviewed on: 29th March 2022

Helpful

When I open up my credit card account zopa contacted myself and asking how I was finding using my new card at first mycard was not working at atm but zopla to the rescue they given me advice and assistance throughout the process and the members of staff were very helpful. Reviewed on: 29th March 2022

Excellent Provider

Had a delightful experience; simple, hassle free, app is excellent and customer service is superb. Would highly recommend. Reviewed on: 29th March 2022

Amazing

Amazing company great experience. Would definitely recommend them Reviewed on: 29th March 2022

Best ever

The best and excellent service e ever Reviewed on: 29th March 2022

Best credit card I own

Great credit card, one of the best I’ve got, handy app shows when your eligible for other credit based on your score. Recommended by me! Reviewed on: 29th March 2022

Lovely experience

Really good company to deal with and great app! Love this card Reviewed on: 29th March 2022

Great Service

Great Customer Service Always There To Help Very Understand And Willing Help And Listen Reviewed on: 29th March 2022

Fantastic

Very easy to manage and control and easy to make payments Reviewed on: 29th March 2022

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