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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing company

Totally reliable and trustworthy company easy to access account customer services are very polite and always go above and beyond for there customers they always on time with taking payments Reviewed on: 29th March 2022

Never a problem

Great service nice friendly helpful honest Reviewed on: 29th March 2022

The best credit card

Easy to apply for, you get your card fast in the post and the app is so easy to use everything is explained well, and the Apr is very reasonable. Reviewed on: 29th March 2022

Great credit

Great way to boost credit score Reviewed on: 29th March 2022

Excellent credit card providers.

The zopa credit card use and app is very easy to understand and user friendly. It is flexible and almost everyone can get what is suitable for him. Reviewed on: 29th March 2022

Great features

Love the credit cushion and smart saver interest is not too bad either. Haven't had a chance to check the loans because of eligibility. But everything else looks good Reviewed on: 29th March 2022

Highly recommended

Easy to use app, straightforward application no issues at all. Reviewed on: 29th March 2022

Top service

Amazing customer service. Great bank Reviewed on: 29th March 2022

It was awesome and that could make me recommend Zopa to family and friends

My experience with Zopa credit card can make me to write ✍️ many pages because it was a good one Reviewed on: 29th March 2022

Great service. Fast application

Very easy to apply, fast card delivery Reviewed on: 29th March 2022

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