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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great app and easy to useB

I’ve been a customer for a short while but already really impressed by the ease of use of the app. Reviewed on: 29th March 2022

Simple and effective

Being a new customer I was delighted to find that their app is easy to use and very effective at helping me manage my finances. Contact is made simple and it gives me great confidence. A great product. Well done Zopa. Reviewed on: 29th March 2022

Easy and sensible

Easy to apply for and sensible credit limits. User-friendly app with notifications that are useful rather than annoying and tools to allow you to track your spending habits and manage your finances more effectively. Reviewed on: 29th March 2022

Fantastic easy to use card

I find my Zopa card easy to use, and 1 thing has made that very possible… The Zopa app. This app has been a peach to use with its simple, clear and straightforward set up. Reviewed on: 29th March 2022

The best

You are the best and I am very happy with this credit card Reviewed on: 29th March 2022

Brilliant

Quickly accepted and a brilliant service Reviewed on: 29th March 2022

Easy and accessible

Perfect way to build credit rating with controlled borrowing and transparency Reviewed on: 29th March 2022

Best credit card I have ever seen .

Good credit card example how to use contact less. ATM . Reviewed on: 29th March 2022

Excellent service

Quick and easy application process Reviewed on: 29th March 2022

Amaizng

Very easy to use and user friendly on their app too, very understandable and amazing company! Reviewed on: 29th March 2022

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