Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great company

Great company, easy to understand your account, the app is amazing and makes it simple to navigate. Reviewed on: 29th March 2022

Verry simple to use and verry gud service

Would defo recommend if u need a little extra to help u get through Reviewed on: 29th March 2022

GREAT JOB!

Excellent! Light years ahead of the mainstream banks! Reviewed on: 29th March 2022

fab service

All straight forward no messing around Reviewed on: 29th March 2022

Zopa has something special for each Customer

Experience so far is on par with what what I expected, excellent credit service. Reviewed on: 29th March 2022

Great service

Great service easy acess great value Reviewed on: 29th March 2022

Absolutely perfect

No hassle service and a great app Reviewed on: 29th March 2022

Quality service

A high quality service and user friendly app Reviewed on: 29th March 2022

Highly recommend

Love it, very easy to use and very helpful Reviewed on: 29th March 2022

Excellent

Great experience with service and product Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Ocean Finance 4.14 from 22 reviews
Gold Card
from first direct 4.22 from 9 reviews
All in One Credit Card
from Santander 4.37 from 24 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub